Wednesday, April 13, 2016

Working Dog Liability Insurance

The Working Dog Liability Insurance (WDLI) was unveiled at the American Sheep Industry Convention in January. The insurance is for livestock producers who use guardian and herding dogs to protect their livestock from predators and other risks, and to assist in the management of the flock or herd.

Livestock guardian dog
Frequently, producers have no liability protection from incidents related to guardian or herding dogs.  Most farm and ranch insurance policies exclude working dogs or dogs which "may show aggressive tendencies." WDLI is managed and serviced by Food and Fiber Risk Managers. They understand the business and know that livestock production is your livelihood. They have your best interest at heart.

Annual premium rates for the first guardian or herding dog can be a low as $100 depending on each producer's situation. Additional dogs can be as low as $25 each.

According to the American Veterinary Medical Association, and the National Canine Research Council, more than $400,000,000 is paid annually in all dog liability claims in the US. Most working dogs owned and used by sheep and livestock producers are excluded from the typical farm and ranch, or home owner’s insurance policies. Having WDLI will protect you from liability.

To learn more, go to

No comments: